Manage Money

Our broke mindset is the reason why we are always broke. Money doesn’t grow on trees, can’t buy you happiness, and is the root of all evil. How often have we heard those words from movies, parents, friends, and others while growing up? We heard it so often that we became convinced that our financial […]

Everyone has and uses a credit card, yet only a few know how to manage and pay off their credit card debt. It’s crucial to manage your credit card debts well because your credit score is directly affected by it. Your credit score determines if you can access credit and what sort of terms you

You may not realize this, but we all have our own money story. Our money story was developed and formed since our childhood. The things we’ve seen, heard, and experienced in our family, the environment we grew up in, the TV shows we watched, the friends we hang out with all the time, and the

Money affirmations can not only help you shift and develop a positive money mindset, but they can also help shatter your limiting money beliefs. It involves saying positive affirmations to yourself, which can be very helpful in changing and constructing a new and positive money mindset and beliefs. Have you ever heard of “The Law

Your money beliefs are limiting your full potential. Your beliefs influence your thoughts, which in turn influence your actions, which in turn impact your future. For example, if you believe you’re not good enough to become a writer, you’ll never take that first step, and you’ll never know if that truly is the case. Whether

If you’re in your 20s, you are likely already committed these 4 money mistakes. I still remember in my 20s having zero thoughts about the future. All I cared about was today. I was working and had money I fully intended to enjoy over the weekend. Years went by, and into my 30s, I watched

Tired of feeling stressed and confused about your finances? Want to enjoy your life while also planning for your future?  If you’re thinking “Yes,” then the 50 30 20 rule is just what you need. This simple, easy-to-implement budgeting method divides your income into three categories: Needs, Wants, and Savings (or Debt repayments).  Curious about

New to budgeting? Looking for a quick and easy budgeting method? Is the current budgeting method not working out for you? You’re in the right place. The 70 20 10 budget rule is a simple budgeting method for organizing your finances. All you need to do is split your income into three categories, and you’re

If you’re not living paycheck to paycheck and are looking to accelerate your progress toward your financial goals, the 60 30 10 rule budget is what you need. But what exactly is this 60 30 10 rule budget?  It’s a simple percentage-based type of personal budget that divides your income into three clear categories.  By

Ever found yourself playing detective with your own bank statements? Ever stared at your expenses, wondering where the heck your money’s vanishing to?  Feeling like you’re on a financial rollercoaster, gripping the safety bar a bit too tight? You’re definitely not the only one. It’s like every dollar has legs, sprinting away the moment you