Manage Money

Have you been thinking to yourself, “Where has all my money gone?” Are you fed up with budgeting month after month, only to end up at the same frustrating point?  And no matter what you do, nothing seems to work?  It’s time for a change. Cash stuffing is a simple, straightforward way to manage your […]

Struggling to hold onto your hard-earned cash?  The biweekly money saving challenge offers a simple yet effective way to finally get ahead with your savings. It’s all about taking small, consistent steps to achieve big results. And most importantly, reaching your financial goals. Now, let’s dive in and get started! What Is the Biweekly Money

Struggling to save money?  Tired of trying different methods without much success?  Looking for a fun and effective way to boost your savings?  Give the 100 Envelope Challenge a shot. It will add fun and excitement to your savings journey.  But does it really work? Can it genuinely help you grow your savings?  Let’s find

Can the 52 Week Money Challenge really help you save?  “Will this really work for me?”  “Will I be able to actually stick to it this time?” You’re facing the same issue many of us do—figuring out a straightforward way to achieve our savings goals. This money saving challenge is a step-by-step, incremental way to

Are you thinking about giving the ‘No Spend Month Challenge’ a shot?  You’re definitely not alone in wanting to get smarter with your money. A No Spend Month is more than just watching every penny – it’s about changing the way you handle your money and working towards your financial dreams. In this article, I

“How do I stop spending so much money?” This question, born out of frustration, is all too familiar for many who find themselves tossing in bed, wrestling with the guilt of overspending and dreading the wait till the next paycheck. The good news?  There’s a way out of this cycle. It starts with understanding and

You’re probably scratching your head, thinking: “What is a sinking fund?” The idea behind a sinking fund is to avoid financial strain or debt by planning ahead. For example, you’re eyeing a $5,000 vacation this year. You set up a sinking fund where you begin putting aside a bit each month specifically for this trip,

What is a variable expense, and why should you care?  Variable expenses, such as your electricity bill or grocery spending, are the costs that vary each month.  While they might seem less significant compared to fixed expenses, they often are the reason you find yourself puzzled at the end of the month, wondering where your

Fixed expenses are costs that stay the same each month.  They’re predictable and don’t change much, making them easier to plan for in your budget, unlike variable expenses, which fluctuate and surprise you. Comprehending the difference between fixed and variable expenses is a big part of managing your money.  Why?  Because knowing your fixed expenses

Ever been smacked with a bill out of the blue and thought, “Bloody hell, what am I going to do now?” as you looked at your empty bank account? I mean, what other options do we have besides taking out personal loans or using our credit cards to cover this time? “What if I’m hit